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Group Health Insurance

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Advantages of Group Health Insurance

Our group health insurance plan offers pre-existing diseases and maternity from day 1. Medical checkups are not needed, waiting periods are waived, and exclusive benefits like corporate floater offered.
Affordable group health insurance cover for employees and their families. Costs are much lower than health insurance bought individually because we negotiate bulk discounts with insurers. That's why we cover over 5000 clients.
We can customize employee health insurance policies to your budget and requirements. For example, parents, spouse or up to 3 children can be included. Maternity cover or OPD benefits can be introduced.
All employees and their dependents are assured cover, even if they have medical conditions such as diabetes, blood pressure under our group insurance plan. No medical test or prior claim history is asked for.

Benefits of Group Health Insurance

Pre-existing Diseases Covered From Day 1
Our employee mediclaim insurance covers pre-existing diseases immediately. This is a major differentiator because standard family floater insurances have a waiting period of 2 to 4 years
No medical check-ups are required to determine an individual's coverage eligibility
Cover available even to members with chronic ailments such as diabetes or hypertension.

High Maternity Benefits for Normal and C-Sec
Maternity benefits are particularly valued by young employees. To attract talent, firms in service sectors such as IT, E-Commerce or outsourcing offer high cover for pregnancy and delivery-related expenses
Separate limits can be set for normal, cesarean sections or ectopic pregnancies
Newborn babies can be covered immediately without the standard 90 days waiting period...

Wider Coverage with No Disease Limits
The standard waiting period of 1 to 4 years for diseases such as cataract, hernia, piles, joint replacements, and cyst removals can be removed. All surgeries can be covered immediately after the premium is paid
Standard medical exclusions such as for internal congenital diseases can be removed
Sub-limits and copay on specific diseases can be removed to allow full indemnity.