Warning: "continue" targeting switch is equivalent to "break". Did you mean to use "continue 2"? in /home/infinibuxinvestm/domains/infinibuxinvestments.com/public_html/wp-content/plugins/revslider/includes/operations.class.php on line 2758

Warning: "continue" targeting switch is equivalent to "break". Did you mean to use "continue 2"? in /home/infinibuxinvestm/domains/infinibuxinvestments.com/public_html/wp-content/plugins/revslider/includes/operations.class.php on line 2762

Warning: "continue" targeting switch is equivalent to "break". Did you mean to use "continue 2"? in /home/infinibuxinvestm/domains/infinibuxinvestments.com/public_html/wp-content/plugins/revslider/includes/output.class.php on line 3706
Critical Illness

Fill up Your Details below

Advantages of Critical Illness Insurance

Most critical illness policies offer lifelong renewability. There is no maximum ceasing age, hence one can buy the policy from 8 years to 65 years depending upon the insurer.
Critical Illness insurance offers flexible payment options upon diagnosis, such as the lump-sum payment of the sum insured or lump-sum payment plus 10% of sum insured paid each year for the subsequent 5 years.
The critical illness insurance premium is cheap as compared to health insurance. This is because the insurance will only trigger the diagnosis of critical ailments that are covered by the policy.
The premium paid for the critical illness insurance policy is tax deductible upto Rs.15000 under section 80D of the Income Tax Act. Also, the payout under the policy will be tax-free.

Benefits of Critical Illness Insurance

Terminal Diseases Covered
Critical illness insurance provides coverage for all kinds of terminal illnesses like cancer, end-stage lung and liver disease, Alzheimer's disease and congestive heart failure.
Paralysis, multiple sclerosis, major organ transplant, stroke, and heart surgery are also covered under the policy
Once the diagnosis of such critical ailment is confirmed, you can file a claim to get the lump sum benefit.

Pre-existing Disease Cover
Some critical illness health insurance covers pre-existing diseases for which the insured was diagnosed or received medical treatment. Generally, they are covered after 48 months of the waiting period.
No pre-policy medical checkup is required up to age 45 to buy a critical illness plan.
The policy also covers individuals with chronic ailments such as diabetes or hypertension.

Financial Protection
Critical illness insurance offers a benefits plan in which you will get the lump sum amount upon the diagnosis of a critical ailment to cover the hefty cost of medical treatment.
The amount paid by this insurance can be used for other household expenses, pay loans or children's school fees.
Due to such a payout facility, it acts as income replacement and protects your family from financial repercussions.